Securing Your Financial Future

I have worked in passenger/luxury ships for about 9 years. I have worked in an expedition ship for 9 months. Both kind of ships have one thing in common. They carry people who are having their vacations. Visiting places in different parts of the world. A lot of them, if not most of them, are in their retired years. My point is, how can these old, retired, jobless people afford all these luxuries? Where did they get all these money to pay for these? In Philippines, if you observe, a lot of old and retired people just have enough money to survive each month and a lot of them even doesn't have enough to sustain them every month. They rely on the financial assistance from their relatives. So, how did these people in the Western hemisphere do it? Where did they get all these money? In Philippines, if you look at the system from the point of view in a lot of families, the parents will try to give their children the best education that they can afford in the hope that someday, when these kids graduate from college, they will be able to find good jobs and be able to provide financial assistance to their parents when they retire and can no longer work. In short, it is normal practice in this country for parents to depend on their children for their financial future. In their younger years, they never did something to secure their financial future. I once heard someone say, "It is good to have a lot of children so you will have a lot of financial assistance when they grow up and you retire." Nonsense!!! Why do you put the responsibility of securing your financial future in the shoulders of your children? It is your financial future. It is yours to secure! Your children's responsibility is to secure their own financial future. That's what these Westerners do. They don't rely on their relatives for their financial security when they retire. They secure their own financial future. So, you might say, of course they can do it because they are better paid than their Filipino counterparts. Yes, they maybe. But that's not the point. The point is that most of these people are financially educated, and they have open minds when it comes to financial matters. In Philippines, we are also well-educated, academically, but not financially. What the Filipinos need, is proper financial education. It is a fundamental thing that one must learn to be able to know how to handle his financial affairs properly and be on the way to financial security or in other words, financial independence. There is just no other way. Financial success can be had through proper financial education.

If you wish to attend FREE Financial Education Classes, email me at hornetsnest29@yahoo.com or SMS me on 09196227997 for details.

May God bless you and make your dreams come true!

Josh